Lending Automation
Automate and orchestrate loan automation with agentic AI
Accelerate loan decisions, validate 100% of files, and orchestrate your LOS, documents, and data, without replacing the lending systems you already run.
UiPath Solution for loan origination
Loan automation without replacing your lending systems
Reduce cycle times, increase pull-through rate, and mitigate risk by orchestrating your LOS, documents, and data, without replacing the lending systems you already run.
UiPath Solution for loan origination
Each UiPath Solution arrives as a pre-built and configurable workflow. Spend less time building from scratch; get value in weeks not months.
QA/QC: continuous checks on 100% of loans
Integrates with Encompass, nCino, Empower
Full audit trail by default
The Loan Setup and QA/QC modules cover the full origination lifecycle, with agents, robots, and people coordinated across each stage. Run origination with fewer manual handoffs and a faster path to funding.
Loan processing automation across the lending lifecycle
Agentic AI reaches every team that touches a loan.
Loan Origination
Loan origination pre-configured end to end
A turnkey solution built on the systems you already have. Documents routed, income and asset data extracted, DTI/LTV calculated, exceptions flagged for human review—every step governed and auditable, without a custom build.
Loan Setup
Loan setup complete before underwriting starts
UiPath reduces time to underwriting readiness while strengthening customer relationships and giving underwriters the confidence to finalize decisions faster.
Compliance
Loan QC and QA on every file
Before close, QA/QC audits 100% of rules and quickly escalates remediations. After close, it replaces manual sampling with audit-ready reports that surface errors automatically.
See lending automation in action
Watch how AI agents, robots, and people coordinate across origination and QA.
WHITE PAPER
Real-world agentic AI use cases in financial services
A collection of agentic AI use cases across banking, lending, insurance, and capital markets, with the operational detail buyers actually want.
REPORT
State of Automation in Banking & Financial Services 2026
The annual benchmark on automation maturity across global banking. Industry stats and executive framing reveal what separates leaders from the rest of the market.
WEBINAR
Faster loans, fewer defects: introducing the UiPath Solution for loan origination
See how the UiPath Solution for loan origination cuts setup time in half and speeds QA/QC from hours to minutes without replacing your core banking, LOS, or ECM stack.
Loan automation: common questions
What loan automation is, how loan processing automation works in practice, and how UiPath fits into the LOS and core banking stack you already run.
Loan automation is the use of RPA, AI agents, and intelligent document processing to handle the manual work in the lending lifecycle: application intake, document validation, credit analysis, underwriting checks, LOS updates, and QA. Loan automation doesn't replace the loan origination system; it orchestrates work across it and the surrounding stack, so decisions happen faster with full audit documentation.
Loan processing automation targets the most manual stage of the lending lifecycle: the review, validation, and routing of a loan file between application and underwriting decision. Typical steps automated include income and asset extraction from borrower documents, DTI/LTV calculations, LOS field updates, exception routing, and conditional approval notifications. This is where most banks see the largest cycle-time and cost gains.
UiPath orchestrates the full lending lifecycle across the LOS and document stack you already run: Encompass, FIS, nCino, OnBase, Meridian Link, and others. Purpose-built Loan Setup and QA/QC modules handle document ingestion, policy checks, and audit reporting. The broader platform adds UiPath Maestro™ for long-running workflows, UiPath Document Understanding for extraction, and governed AI agents for underwriting judgment.
No. UiPath is complementary to your LOS, core banking, and document management platforms. It sits on top and automates the work that happens across them: reconciling data, updating LOS fields, generating audit trails, and routing exceptions to humans. Institutions deploy without rearchitecting their lending stack.
Yes. The UiPath Platform™ supports consumer loan automation (personal loans, auto loans, credit cards, HELOC, and mortgage) as well as loan setup and QA/QC for commercial loans. Because workflows are built on a single orchestration layer, institutions can scale loan automation across lines of business without fragmented tooling.